CITY OF HARRISON
2019
BENEFITS SUMMARY
MEDICAL INSURANCE
Employee’s may elect to enroll in individual or family coverage for medical insurance through Municipal Health Benefit Fund (MHBF) at the first of the month following 60 days of employment. The City of Harrison contributes 81.8289% for an individual plan and the employee contributes 18.1711% and the City of Harrison contributes 62.2479% for a family plan and the employee contributes 37.7521%.
Municipal Health
Employee only plan: $28.44 per pay period
Family plan: $110.42 per pay period
Deductible: $500 per person
20% Coinsurance
Co-pays $20/$50
Emergency Co-pay $250
RX Co-pays $10/$30/$50
Speciality RX Co-pays $100/$200
OOPMax: $4,000/$8,000
If you want to learn more about your health benefits go to http://www.arml.orgPlease click here for the 2019 MHBF HandbookPlease click here for the 2019 MHBF Benefits Summary
Register for a free tele-medicine site: https://www.edocamerica.com for on-line telephonic access to a team of medical professionals 24/7 or call 1-877-308-3362.
To find a provider go to the preferred provider network https://www.arml.org/provider_search/index.php
MHBF Provider Relations 501-978-6137
Pre-Certification 888-295-3591
Labatories allowed in Plan (In-Network): Lab Corp or Quest Diagnostics
To search for a pharmacy in your area, please visit www.optumrx.om and start a New Registration if you are a first time searcher.
To see the Preferred Drug List click here
To see the Preferred Drug List quanity limits click here
DENTAL INSURANCE 
Employee’s may elect to enroll in employee only, employee child, employee spouse, or employee family coverage for dental insurance through Delta Dental at the first of the month following 60 days of employment. Delta Dental is a voluntary benefit that the employee contributes 100%.
Delta Dental
Employee only plan: $12.20 per pay period
Employee child plan: $27.99 per pay period
Employee spouse plan: 25.68 per pay period
Employee family plan: $45.11 per pay period
Deductible: $50 per person
50% Coinsurance
Orthodontic: $1,000 Lifetime Maximum
100% Preventive care ( 2 cleanings & 1 X-Ray per year)
Please click here for the Delta Dental Schedule of Benefits
Please click here for the Delta Dental Benefits Summary
If you want to learn more about your dental benefits go to https://www.deltadental.com
VISION INSURANCE
Employee’s may elect to enroll in employee only, employee child, employee spouse, or employee family coverage for vision insurance through Eyemed at the first of the month following 60 days of employment. Eyemed Vision is a voluntary benefit that the employee contributes 100%.
Eyemed Vision
Employee only plan: $2.96 per pay period
Employee child plan: $5.91 per pay period
Employee spouse plan: $5.61 per pay period
Employee family plan: $8.68 per pay period
Coverage includes eye exams and glasses (or contact lenses) every 12 months, and frames every 24 months.
Please click here for Eyemed Vision Benefits Summary
Please click here for local providers
If you want to learn more about your vision benefits go to https://www.eyemed.com
LIFE INSURANCE
The City of Harrison provides a life insurance policy for each employee. The face value is $10,000 for employees up to the age of 59, and employees 60+ the face value is $5,000. Employee’s may elect to enroll for additonal amounts of life coverage at the first month following 60 days of employment. Mutual of Omaha is a voluntary benefit that the employee contributes 100% on their elected additional amounts.
Please click here for Mutual of Omaha Benefits Summay & Employee Premium Table
If you have questions or concerns with Mutual of Omaha life insurane go to https://www.mutualofomaha.com
SUPPLEMENTAL INSURANCE
Employee’s may elect to enroll in supplemental coverage the first month following 60 days of employment. American Fidelity offers accident, cancer, health gap plan, term life insurance, whole life insurance, permanent life insurance, flex spending accounts, critical illness insurance, and disability insurance. American Fidelity Products are voluntary benefits that the employee contributes 100%.
Please click here for Accident Brochure
Please click here for Cancer Brochure
Please click here for Health Gap Brochure
Please click here for Term Life Brochure
Please click here for Whole Life Brochure
Please click here for Permanent Life Brochure
Please click here for Flex Spending Account Brochure
Please click here for Critical Illness Brochure
Please click here for Disability Brochure
To learn more about your supplemental benefits, file a claim, or to create your online account go to https://americanfidelity.com
WELLNESS
Wellness video on Safe Use of Medications:
https://photos.app.goo.gl/mt2GmGuLFzCcUeRi6