CITY OF HARRISON

2019

BENEFITS SUMMARY

 

MEDICAL INSURANCE 

                     

Employee’s may elect to enroll in individual or family coverage for medical insurance through Municipal Health Benefit Fund (MHBF) at the first of the month following 60 days of employment. The City of Harrison contributes 81.8289% for an individual plan and the employee contributes 18.1711% and the City of Harrison contributes 62.2479% for a family plan and the employee contributes 37.7521%.

Municipal Health

Employee only plan: $28.44 per pay period

Family plan: $110.42 per pay period

Deductible: $500 per person

20% Coinsurance

Co-pays $20/$50

Emergency Co-pay $250

RX Co-pays $10/$30/$50

Speciality RX Co-pays $100/$200

OOPMax: $4,000/$8,000

If you want to learn more about your health benefits go to http://www.arml.orgPlease click here for the 2019 MHBF HandbookPlease click here for the 2019 MHBF Benefits Summary 

Register for a free tele-medicine site: https://www.edocamerica.com for on-line telephonic access to a team of medical professionals 24/7 or call 1-877-308-3362.

To find a provider go to the preferred provider network https://www.arml.org/provider_search/index.php

MHBF Provider Relations 501-978-6137

Pre-Certification 888-295-3591

Labatories allowed in Plan (In-Network): Lab Corp or Quest Diagnostics

To search for a pharmacy in your area, please visit www.optumrx.om and start a New Registration if you are a first time searcher.

To see the Preferred Drug List click here

To see the Preferred Drug List quanity limits click here

 

DENTAL INSURANCE                         

Employee’s may elect to enroll in employee only, employee child, employee spouse, or employee family coverage for dental insurance through Delta Dental at the first of the month following 60 days of employment. Delta Dental is a voluntary benefit that the employee contributes 100%.

Delta Dental

Employee only plan: $12.20 per pay period

Employee child plan: $27.99 per pay period

Employee spouse plan: 25.68 per pay period

Employee family plan: $45.11 per pay period

Deductible: $50 per person

50% Coinsurance

Orthodontic: $1,000 Lifetime Maximum

100% Preventive care ( 2 cleanings & 1 X-Ray per year)

Please click here for the Delta Dental Schedule of Benefits

Please click here for the Delta Dental Benefits Summary

If you want to learn more about your dental benefits go to https://www.deltadental.com

 

VISION INSURANCE   

                 

Employee’s may elect to enroll in employee only, employee child, employee spouse, or employee family coverage for vision insurance through Eyemed at the first of the month following 60 days of employment. Eyemed Vision is a voluntary benefit that the employee contributes 100%.

Eyemed Vision

Employee only plan: $2.96 per pay period

Employee child plan: $5.91 per pay period

Employee spouse plan: $5.61 per pay period

Employee family plan: $8.68 per pay period

Coverage includes eye exams and glasses (or contact lenses) every 12 months, and frames every 24 months.

Please click here for Eyemed Vision Benefits Summary

Please click here for local providers

If you want to learn more about your vision benefits go to https://www.eyemed.com

 

LIFE INSURANCE

The City of Harrison provides a life insurance policy for each employee. The face value is $10,000 for employees up to the age of 59, and employees 60+ the face value is $5,000. Employee’s may elect to enroll for additonal amounts of life coverage at the first month following 60 days of employment. Mutual of Omaha is a voluntary benefit that the employee contributes 100% on their elected additional amounts.

Please click here for Mutual of Omaha Benefits Summay & Employee Premium Table

If you have questions or concerns with Mutual of Omaha life insurane go to https://www.mutualofomaha.com

 

SUPPLEMENTAL INSURANCE

Employee’s may elect to enroll in supplemental coverage the first month following 60 days of employment. American Fidelity offers accident, cancer, health gap plan, term life insurance, whole life insurance, permanent life insurance, flex spending accounts, critical illness insurance, and disability insurance. American Fidelity Products are voluntary benefits that the employee contributes 100%.

Please click here for Accident Brochure

Please click here for Cancer Brochure

Please click here for Health Gap Brochure

Please click here for Term Life Brochure

Please click  here for Whole Life Brochure

Please click here for Permanent Life Brochure

Please click here for Flex Spending Account Brochure

Please click here for Critical Illness Brochure

Please click here for Disability Brochure

 

To learn more about your supplemental benefits, file a claim, or to create your online account go to https://americanfidelity.com